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Travel insurance is an essential part of a passenger’s travel plans, whether for local or international, business or leisure travel. When travelling for business, employers have a duty to protect their staff against the growing complexity of travel risks. Travel Insurance Consultants (TIC) is the largest travel provider in Southern Africa and offers a wide range of products for local and international travel, covering business and corporate travellers in the event of an incident.
A world of experience
We have over 30 years’ experience and are the preferred provider of travel insurance for Southern African travellers, with countrywide representation.
Emergency assistance when you need us most
When travelling for business, you don’t always get to choose where you go. This could mean going to destinations with higher risk. We offer reliable assistance on a 24/7 basis, ensuring that you or your employees are never without support.
A range of insurance for a complex world of risk
The unpredictability of our world means that travel risks are getting more complex. Our range of tailored insurance products ensures that you or your employees are covered for a wide range of events.
Travel Insurance Consultants (TIC) is a specialist division of Santam and is South Africa’s largest travel insurance provider. We offer leisure, business and corporate travellers from most Southern African countries a wide range of travel insurance options via our extensive network.
Emergency medical expenses
Worldwide 24-hour emergency assistance
Journey cancellation and trip disruptions
Repatriation and evacuation
Accidental death or accidental disablement
Personal liability
Loss of luggage, documents and cash while travelling
Hijack hostage and wrongful arrest
Travel supplier insolvency
TIC website
How is business travel insurance different from regular travel insurance?
Santam Travel Insurance policies are unique as they include automatic cover for manual labour related injuries which is normally excluded on regular travel insurance cover. Your policy will also include replacement staff cover should policyholder experience a medical emergency abroad. The policy will also extend luggage cover to loss of trade samples.
Are business travel insurance policies accepted by VISA authorities?
Yes, Santam Travel Insurance business travel policies meet minimum requirements for visa applications. Your Santam Travel Insurance Policy will automatically include a visa letter addressed to the embassy which you will download and submit with your application.
What employment activities are not covered on a business travel insurance policy?
A Santam Travel Insurance policy excludes cover for:
Does Santam Travel Insurance cover pre-existing conditions?
Yes, Santam Travel Insurance provides emergency hospitalization cover for a pre-existing condition for travellers up to the age of 69 years.
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